No more physical verification for pensioners


Pension Fund Regulatory and Development Authority (PFRDA) has rolled out several digital friendly steps for the benefits of APY (Atal Pension Yojna) to the citizens of India. PFRDA has developed the process to offer APY enrolment through eNPS platform for wider reach. Under this channel a complete end to end digital environment for subscription is enabled without submission of physical form at the convenience of the customer without visiting bank or post office.

Currently APY is available for subscription through Banks, BCs and through internet banking. Now, APY is available on eNPS platform and any eligible Indian citizen can enroll through the APY@eNPS channel by visiting The customers of the Bank can visit eNPS portal and submit Aadhaar/ Bank Name and Savings Bank Account Number to join the scheme. The benefits of APY@eNPS are–Paperless registration ; No need for visiting Bank Branch; Online enrollment can be made 24*7 at the customer’s convenience and No Need for having internet banking Id.

PNB is the first Bank to operationalize APY@eNPS and few other banks are expected to launch this platform shortly.

Any person in the age group of 18 to 40 years with a savings bank account and Aadhaar can register for APY by providing the minimum information in the APY@eNPS portal as rest of the information will be auto populated from the respective bank. Not only it makes easy for the subscriber but also reduces the workload for the Banks/Postal Branch which are implementing the APY.



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